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On-Chain Finance

Tokenized Private Credit

German: Tokenisierte Unternehmensfinanzierung (Private Credit)

Loans or receivables originated off-chain and refinanced through tokens issued by an SPV, where investors take borrower credit risk plus originator and servicer risk.

Why people look this up

Credit investors looking for the actual risk stack and for loss experience, not for the technology.

Auf Deutsch

Tokenisierte Unternehmensfinanzierung (Private Credit) Außerhalb der Blockchain vergebene Kredite oder Forderungen, die über Token einer Zweckgesellschaft refinanziert werden, wobei Anleger Kreditnehmer-, Originator- und Servicer-Risiko tragen.

Looking for how this maps to its traditional-finance counterpart rather than a standalone definition? See the Term Bridge, which also flags where the obvious analogy is wrong.