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On-Chain Finance

Payment Stablecoin

German: Payment Stablecoin

US regulatory term for a fiat-referenced token used for payments, brought under a federal framework by the GENIUS Act of 2025; implementing rules are still being built out.

Why people look this up

Readers comparing the US and EU stablecoin regimes and their issuer requirements.

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Payment Stablecoin US-aufsichtsrechtlicher Begriff für einen währungsreferenzierten Zahlungstoken, der durch den GENIUS Act von 2025 einem bundesrechtlichen Rahmen unterstellt wurde; die Ausführungsregeln befinden sich noch im Aufbau.

Looking for how this maps to its traditional-finance counterpart rather than a standalone definition? See the Term Bridge, which also flags where the obvious analogy is wrong.